The rental side is firming and the resale side is not. That changes which exit you underwrite first.
Latest posts
REO counts jumped 42 percent year over year in August, but auction buyers are still paying two-thirds of retail.
Returns rose nationally for the first time in two years, but four of the five worst major metros were in Texas.
Freddie Mac put the 30-year fixed at 6.71% this week while DSCR rental loans price from 6.125%.
What actually sets the timeline, and the three things that slow a close down.
The failures are predictable: no exit, no reserves, an ARV nobody else believes.
The formula lenders actually use, and the comp rules that decide your loan amount.
Speed and flexibility against cost. When each one is the right tool.
Asset-based, short-term, business purpose. Who it fits and who it does not.
The scope of work, the comps, the reserves and the exit.
Why the answer depends on which ceiling binds first, cost or value.
Why the second deal is easier than the first, and how to earn better terms.

Have a deal on the table?
Send the address, the numbers and your exit. Our lending partner's team reviews it and tells you whether it fits and on what terms. The lender makes every credit decision.
Looking for a full guide?
The blog covers what changed this week. The guides cover how things work: hard money rates, requirements, fix and flip loans, DSCR loans and the state and city guides.

Ready when your next deal is
Tell us about the property and the plan. The lending partner's team reviews it and comes back on whether it fits.
About the blog
How often is the blog updated?
A new researched post is published every week, built around one dated figure from a named source.
Where do the numbers in the posts come from?
Each post names its sources, such as ATTOM, Freddie Mac or Apartment List, and the date of the data it uses.
Is the blog financial advice?
No. It explains market data and how investors and lenders commonly use it. Your own deal is priced and decided by the lender on its own facts.
Dominion Hard Money does not lend its own funds; it arranges financing through third-party lending partners. All financing is arranged for business purposes only and secured by non-owner-occupied investment property. Not a commitment to lend. All loans subject to underwriting, property review, and approval by the lender. Terms vary by property, borrower experience, and exit strategy.
